RULES WHICH ARE INTUITIVE, SHORT, SIMPLE, CONSISTENTLY APPLIED AND UNIFORMLY APPLIED, EVEN IF NOT UNIVERSALLY AGREED UPON, ARE COMFORTING, UNIFYING, JOB SAVING, CAREER SAVING, AND LIFE SAVING.
5 years ago
Charles Tadros, M.D.
July 25, 2021
Saint Louis, Missouri
THE CRAZINESS NEEDED TO GET THINGS DONE… Date October 27, 2021 In relation to appearance. WE HAVE BEEN TOLD DRAMATICALLY INCOMPLETE, IF NOT INCORRECT, INFORMATION ALL THESE YEARS. IN ORDER TO RETIRE COMFORTABLY, WE DO NOT NEED TO SAVE, THEN INVEST, JUST 10-20% OF OUR PRE-TAX INCOME DURING OUR 30-40 YEARS OF EMPLOYMENT. WE REALLY NEED TO SAVE AND INVEST 75% OF OUR INCOME FOR THE FIRST 10 OR 15 YEARS WHEN WE START MAKING MONEY (“Ma, I’m moving back into the basement!). THIS AMOUNT IS INVESTED INTO A PRE-TAX, LOW COST S&P INDEX FUND UNTIL WE RETIRE. I CALL THIS FRONT-LOADING OUR SAVINGS AND INVESTMENTS. Date December 19, 2021 In relation to downsizing The unwritten rules (yes, archaic, and abusive) of showing that we’re serious about our work, wanting to keep our jobs, and serious about supporting our employer… Date January 12, 2023 In relation to abusive