YOU HAVE NO INSIGHTS ON A POSSIBLE ANSWER TO A PROBLEM BECAUSE YOU STILL HAVE NOT FULLY EXPERIENCED THE PROBLEM AND REMOVED ALL ASSUMPTIONS AND EXPECTATIONS ABOUT THE PROBLEM OR POTENTIAL SOLUTIONS.
3 years ago
Charles Tadros, M.D.
October 1, 2021
Saint Louis, Missouri
ONE OF THE TECHNIQUES, WHEN TRYING TO WIN AN ARGUMENT, RATHER THAN REACH CONSENSUS, IS NOT TO AGREE TO ANY OF THE ASSUMPTIONS, STATEMENTS, OR EVEN TO THE PHRASING OF QUESTIONS POSED BY THE OTHER SIDE. THE CONCERN IS THAT IF ONE PERSON CONCEDES TO A WELL-MADE POINT, OR TO A REASONABLE ASSUMPTION, THEN THE OTHER SIDE CAN BUILD THEIR CASE ON THAT CONCESSION, OR THAT AGREEMENT. Date October 15, 2021 In relation to agree OCCASIONALLY WE HAVE TO HAVE A PROPER FUNERAL, PAY OUR RESPECTS, AND LAY TO REST, THE WISE ADVICE FROM OTHERS, AS WELL AS FOR OUR OWN INSIGHTFUL EXPERIENCES, PERCEPTIONS, AND WELL THOUGH-OUT ASSUMPTIONS, WHEN ANY OFF THESE ARE NO LONGER HELPFUL IN IMPROVING, OR RESOLVING OUR CURRENT PROBLEMS. Date March 4, 2022 In relation to assumptions WE HAVE BEEN TOLD DRAMATICALLY INCOMPLETE, IF NOT INCORRECT, INFORMATION ALL THESE YEARS. IN ORDER TO RETIRE COMFORTABLY, WE DO NOT NEED TO SAVE, THEN INVEST, JUST 10-20% OF OUR PRE-TAX INCOME DURING OUR 30-40 YEARS OF EMPLOYMENT. WE REALLY NEED TO SAVE AND INVEST 75% OF OUR INCOME FOR THE FIRST 10 OR 15 YEARS WHEN WE START MAKING MONEY (“Ma, I’m moving back into the basement!). THIS AMOUNT IS INVESTED INTO A PRE-TAX, LOW COST S&P INDEX FUND UNTIL WE RETIRE. I CALL THIS FRONT-LOADING OUR SAVINGS AND INVESTMENTS. Date December 19, 2021 In relation to downsizing
