Term life insurance policy (2 policies)
Whole life insurance policy
Medical/healthcare insurance (4 members)
Vision care insurance (4 members)
Dental health insurance (4 members)
Motor vehicle insurance (4 cars…dang kids)
Homeowner’s insurance
Personal articles policy
Umbrella insurance policy
Medical malpractice insurance
Disability Insurance
Business overhead insurance
Business interruption insurance
Trip insurance
Reinsurance (yep, I didn’t make this one up)
(What I haven’t purchased, but would like: long-term care insurance)
The primary purpose for paying all these premiums is to hedge against future financial risk and ruin. The hope is to never have to ask for a payout.
Charles Tadros, M.D.
May 16, 2023
Saint Louis, Missouri
