You already have money for retirement (or will have it), now what? charlestadros 1 day ago See more Charles Tadros MD January 11, 2026 Saint Louis, Missouri Share this: Click to share on Facebook (Opens in new window) Facebook More Click to share on X (Opens in new window) X Click to share on LinkedIn (Opens in new window) LinkedIn SOMEONE ONCE SAID, “WE SHOULD RETIRE UNTIL AGE 40 (while we tend to have better health and more energy), THEN WORK UNTIL WE DIE (for camaraderie, daily routine, sense of purpose, and money).”DateAugust 19, 2021In relation toretireWE HAVE BEEN TOLD DRAMATICALLY INCOMPLETE, IF NOT INCORRECT, INFORMATION ALL THESE YEARS. IN ORDER TO RETIRE COMFORTABLY, WE DO NOT NEED TO SAVE, THEN INVEST, JUST 10-20% OF OUR PRE-TAX INCOME DURING OUR 30-40 YEARS OF EMPLOYMENT. WE REALLY NEED TO SAVE AND INVEST 75% OF OUR INCOME FOR THE FIRST 10 OR 15 YEARS WHEN WE START MAKING MONEY (“Ma, I’m moving back into the basement!). THIS AMOUNT IS INVESTED INTO A PRE-TAX, LOW COST S&P INDEX FUND UNTIL WE RETIRE. I CALL THIS FRONT-LOADING OUR SAVINGS AND INVESTMENTS.DateDecember 19, 2021In relation todownsizingIs the purpose of work to retire as soon as possible?DateJanuary 7, 2024In relation tocomfort
