WHEN YOU VOLUNTARILY TIGHTEN YOUR FINANCIAL BELT, YOU …

Have more of a sense of responsibility, and more of a sense of ownership, than just with your finances

Have more sensitivity to wastefulness

Have financial investments that tend to become more conservative

Have an appreciation for low cost or free items and opportunities

Have an increased sensitivity to gratefulness

Have more of an appreciation for your parents and grandparents

Charles Tadros, M.D.

April 26, 2021

Saint Louis, Missouri