THERE IS A PARADOX IN PERSONAL FINANCE…SOMETIMES WE ARE SO BUSY (with work, family, community, health, finances) THAT WE UNINTENTIONALLY WASTE A SIGNIFICANT AMOUNT OF MONEY IN OTHER ASPECTS OF OUR LIVES SUCH AS FROM DELAYING MAINTENANCE AND REPAIRS, CREATING EXCESSIVE WASTE, ACCUMULATING TICKETS, OVER DRAFT CHARGES, PENALTIES, INTEREST PAYMENTS, AS WELL AS MISSING OPPORTUNITIES TO MAKE MORE MONEY OR OPPORTUNITIES TO IMPROVE OUR RELATIONSHIS, HEALTH, AND LIVES. ADDITIONALLY, FROM ALL THE STRESS OF WORKING SO HARD, WE ENGAGING IN EXCESSIVE DRINKING OF ALCOHOL, INCREASED EATING OUT OR ORDERING OUT, AND EXCESSIVE SPENDING IN ORDER TO SOOTHE OUR FRAYED NERVES, AS WELL AS REWARD OURSELVES FOR ENDURING PAIN, DISCOMFORT, AND DELAYED GRATIFICATION.

Charles Tadros, M.D. September 23, 2021 Saint Louis, Missouri

THE SCIENTIFIC METHOD…

There are 7 steps which create the scientific method: Make an observation. Ask a question. Form a hypothesis, or testable explanation. Make a prediction based on the hypothesis. Test the prediction. Iterate: use the results to make new hypotheses or predictions. Charles Tadros, M.D. September 21, 2021 Saint Louis, Missouri

ALL OF US, REPEATEDLY, BELIEVE THAT OUR OWN PREVIOUS MISTAKES, AND THE LESSONS AVAILABLE TO US FROM OTHERS’ MISTAKES, DO NOT APPLY SINCE, “THIS TIME IT’S DIFFERENT.”

Charles Tadros, M.D. September 20, 2021 Saint Louis, Missouri

ACKNOWLEDGING ONE’S OWN MISTAKES AND ACCEPTING HELP DOES NOT NEGATE THE THOUGHT, PAIN, SWEAT, AND TEARS THAT WENT INTO THE HONEST EFFORT WHICH LEAD TO MAKING THOSE MISTAKES IN THE FIRST PLACE. LEARN, CHANGE, LEAD, TEACH!

Charles Tadros, M.D. September 19, 2021 Saint Louis, Missouri

THE MOST IMPORTANT ASPECT OF BEING ON THE RECEIVING END OF INTENTIONAL OR UNINTENTIONAL PAIN (physical, emotional, spiritual/existential, relationship, financial) IS THAT IT IS TRANSFORMATIONAL. IT FORCES US TO THINK DIFFERENTLY, TO EMPATHIZE MORE READILY, AND TO PUSH US TOWARD EFFECTING AND ACCEPTING CHANGE.

Charles Tadros, M.D. September 19, 2021 Saint Louis, Missouri

ONE RESULT WORSE THAN A BAD OUTCOME IS WHEN SOMEONE ELSE SEES YOU STRUGGLING AND DOES NOT OFFER INSIGHTS OR OPTIONS WHICH MAY HAVE LESSENED, OR EVEN HAVE AVOIDED, YOUR NEEDLES STRUGGLING AND SUFFERING.

Charles Tadros, M.D. August 18, 2021 Saint Louis, Missouri

HOW ABOUT HAVING FOOD CONTAINERS THAT SHRINK, IN ORDER TO TAKE UP LESS PANTRY AND REFRIGERATOR SPACE, AS WE CONSUME THE FOODS INSIDE OF THEM?

Charles Tadros, M.D. September 19, 2021 Saint Louis, Missouri