SAILING ACROSS A SMALL LAKE IS DIFFERENT THAN SAILING ACROSS THE OCEAN. IT’S NOT JUST THE DISTANCE, TIME, OR RISK, BUT THE RELIANCE ON THE SIGHTING OF A PHYSICAL GOAL VERSUS GUIDING BY A MENTAL GOAL…THE ABILITY TO VISUALIZE WHAT IS NOT NEAR OR IMMEDIATELY APPARENT. WE ARE IN A SPECIAL PLACE, WHEN WE HAVE A SENSE OF HOPE, ADVENTURE, AND PERSEVERANCE, EVEN WHEN THERE IS NOTHING TO ASSURE US THAT WE ARE ON THE RIGHT PATH, AND NOTHING VISIBLE TO DRAW US FORWARD.

Charles Tadros, M.D. January 30, 2022 Saint Louis, Missouri

FOR PEOPLE WHO HAVE DIFFICULTIES SAVING AND BUDGETING, IN ORDER TO ACHIEVE NEAR-TERM FINANCIAL GOALS, IT MAY BE BEST TO MAKE YOUR GOALS, AND PROGRESS TOWARDS THOSE GOALS, TANGIBLE / PHYSICAL. USE “BUCKETS” (jars, cans, manila envelopes) AND PUT ACTUAL CASH OR TOKENS INTO EACH OF THEM AS YOU ACCUMULATE DOLLARS TOWARD YOUR GOALS.

Advantages of having a clear, open jar: you can see it fill, you can pull out the money and count it, it disciplines you to not grab money for other purposes, and your children can more easily see, learn, and, understand these necessary lessons. Another advantage is to be able to see the slow accumulationContinue reading “FOR PEOPLE WHO HAVE DIFFICULTIES SAVING AND BUDGETING, IN ORDER TO ACHIEVE NEAR-TERM FINANCIAL GOALS, IT MAY BE BEST TO MAKE YOUR GOALS, AND PROGRESS TOWARDS THOSE GOALS, TANGIBLE / PHYSICAL. USE “BUCKETS” (jars, cans, manila envelopes) AND PUT ACTUAL CASH OR TOKENS INTO EACH OF THEM AS YOU ACCUMULATE DOLLARS TOWARD YOUR GOALS.”