SPECULATING (“investing”) IN ALMOST ANY CRYPTOCURRENCY IS SIMILAR TO HAVING UNPROTECTED SEX WITH A STRANGER… MAYBE SOMEBODY WILL GET AWAY WITH IT, OR MAYBE SOMEONE WILL GET PREGNANT, OR MAYBE SOMEBODY WILL GET AN STD. CRYPTOCURRENCY AND NFT SPECULATIONS HAVE AN ENORMOUS NUMBER OF UNKNOWNS, ARE ESSENTIALLY UNREGULATED, AND PROVIDE NO PROFESSIONALS OR ORGANIZATIONS TO EXPLAIN OR ASSIST THOSE OF US WHO ARE LOST, OR ARE IN TROUBLE. THESE SEVERE LIMITATIONS MAKE THEM INAPPROPRIATE FOR ALMOST ANYONE TRYING TO PAY DAY-TO-DAY BILLS OR WHO ARE RETIREMENT FOCUSED.

Charles Tadros, M.D. December 26, 2021 Saint Louis, Missouri