100% OF LIFE IS MAKING CHOICES AND MANAGING RISK. EVEN THE MOST TRIVIAL OF CHOICES AND OF RISKS MAY HAVE MASSIVECONSEQUENCES, NOW OR IN THE FUTURE. ALMOST ALL CHOICES MADE (and not made), AND RISKS TAKEN (and not taken), DIRECTLY OR INDIRECTLY, AFFECT OTHERS.

Charles Tadros, M.D.

August 26, 2021

Saint Louis, Missouri

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