AUTOMATIC DEDUCTIONS AND AUTOMATIC PAYMENTS…BOTH ARE CONVENIENCES THAT LULL US INTO POOR HABITS AND COMPLACENCY.

WE SIGN UP FOR ACH (AUTOMATED CLEARING HOUSE) DEDUCTIONS THROUGH A BANK ACCOUNT OR CREDIT CARD ACCOUNT. THIS ALLOWS A VENDOR TO WITHDRAW VARIABLE AMOUNTS OF MONEY (e.g. variable dollar amounts for natural gas bills or electric bills). WE MAY ALSO SCHEDULE AUTOMATIC PAYMENTS OF CONSTANT DOLLAR AMOUNTS (e.g. loan payments or rent payments), OUTContinue reading “AUTOMATIC DEDUCTIONS AND AUTOMATIC PAYMENTS…BOTH ARE CONVENIENCES THAT LULL US INTO POOR HABITS AND COMPLACENCY.”

OFTEN, THERE IS MUCH MORE WEALTH IN SMALL TOWNS THAN ONE MIGHT EXPECT.

Yes, fewer expensive things to do, fewer events to attend, fewer shopping opportunities, but this means, less spending on frivolities. Smaller incomes, but also cheaper living expenses. Less competition to purchase local real estate. Less expensive labor and benefits costs. Easier to become involved in the local politics and policymaking which may affect your businessContinue reading “OFTEN, THERE IS MUCH MORE WEALTH IN SMALL TOWNS THAN ONE MIGHT EXPECT.”