AUTOMATIC DEDUCTIONS AND AUTOMATIC PAYMENTS: BOTH ARE CONVENIENCES THAT LULL US INTO POOR HABITS AND COMPLACENCY.

WE SIGN UP FOR ACH (AUTOMATED CLEARING HOUSE) DEDUCTIONS THROUGH A BANK ACCOUNT OR CREDIT CARD ACCOUNT. THIS ALLOWS A VENDOR TO WITHDRAW VARIABLE AMOUNTS OF MONEY (e.g. variable dollar amounts for natural gas bills or electric bills). WE MAY ALSO SCHEDULE AUTOMATIC PAYMENTS OF CONSTANT DOLLAR AMOUNTS (e.g. loan payments or rent payments), OUTContinue reading “AUTOMATIC DEDUCTIONS AND AUTOMATIC PAYMENTS: BOTH ARE CONVENIENCES THAT LULL US INTO POOR HABITS AND COMPLACENCY.”

EXPONENTIAL IMPROVEMENTS ARE SO DIFFICULT TO IMAGINE, ESPECIALLY SINCE THE FIRST FEW ITERATIONS LULL US INTO EXPECTATIONS OF CLUMSY, EXPENSIVE SLOWNESS.

Charles Tadros, M.D. January 2, 2021 Saint Louis, Missouri

THINK ABOUT HOW MUCH YOU PAY PER SQUARE FOOT IN ORDER TO LIVE IN YOUR PRESENT HOUSE, APARTMENT, OR CONDOMINIUM.  THEN THINK OF HOW MANY SQUARE FEET OF JUNK (that you have not touched for at least a year) IS TAKING UP THESE EXPENSIVE SQUARE FEET OF: CLOSET SPACE, GARAGE SPACE, DRIVEWAY SPACE, BASEMENT SPACE, UNDER THE BED SPACE, DESKTOP SPACE, DRAWER SPACE, COUNTERTOP SPACE, AND BEDROOM SPACE.

One way to decrease the need to move to a bigger place, or to avoid renting a storage facility space, is to dramatically declutter, then rearrange what is left over (as if you were getting your place staged by a professional, so that you could visually sell your place). Visual openness, novelty and freshness makeContinue reading “THINK ABOUT HOW MUCH YOU PAY PER SQUARE FOOT IN ORDER TO LIVE IN YOUR PRESENT HOUSE, APARTMENT, OR CONDOMINIUM.  THEN THINK OF HOW MANY SQUARE FEET OF JUNK (that you have not touched for at least a year) IS TAKING UP THESE EXPENSIVE SQUARE FEET OF: CLOSET SPACE, GARAGE SPACE, DRIVEWAY SPACE, BASEMENT SPACE, UNDER THE BED SPACE, DESKTOP SPACE, DRAWER SPACE, COUNTERTOP SPACE, AND BEDROOM SPACE.”