SOMETIMES IT IS IMPORTANT TO MAKE SMALL, INCREMENTAL CHANGES (saving, investing) IN ORDER TO NUDGE YOURSELF TOWARD LARGER GOALS (retirement).
OTHER TIMES, IT IS BETTER TO MAKE MORE DRAMATIC CHANGES (stop abusing substances and stop surrounding yourself with others who continue to use) IN ORDER TO ACHIEVE LARGER GOALS (improved relationships, mental health and physical health).
For both techniques, you may need significant help and support. You do not have to plan or execute these plans by yourself.
Charles Tadros M.D.
May 4, 2021
Saint Louis, Missouri