Not having $1 vs having $1 while being in debt to someone for that $1 may look the same when we look at our balance sheets and net worth. However, they certainly don’t feel the same.

The vast majority of us have credit card debt, home loan debt, automobile loan debt, school loan debt, medical bill-related debt, gambling debt, investment margin debt, business-related debt, liens against our property, or owe money to a friend or relative. Too often, these debts last long after the joy and usefulness of the product orContinue reading “Not having $1 vs having $1 while being in debt to someone for that $1 may look the same when we look at our balance sheets and net worth. However, they certainly don’t feel the same.”

I DON’T REMEMBER ANYBODY EVER EXPLAINING WHAT THE WORKLOAD AND COMMITMENT FOR TAKING 1 COLLEGE CREDIT HOUR REALLY MEANT…

In college, 1 credit hour (for a semester class) means 1 hour of classroom time per week plus an expectation of an additional 2 hours (up to 3 hours for rigorous courses) per week for homework, projects, etc. So, a typical 15 credit hour per semester course load for a full-time college student, translates intoContinue reading “I DON’T REMEMBER ANYBODY EVER EXPLAINING WHAT THE WORKLOAD AND COMMITMENT FOR TAKING 1 COLLEGE CREDIT HOUR REALLY MEANT…”

By definition, learning something new means that we: don’t understand, haven’t been exposed to, are not familiar with, or have no prior knowledge with which to make a connection between the familiar and unfamiliar (i.e. to build on previous knowledge).

Many of us were expected to have straight “A’s” from school in order to prove our knowledge and mastery. However, as adults, we do not need “A’s” in order to gain the practical knowledge which will allows us to function better in our jobs and in our lives. When adults state that, “It’s too lateContinue reading “By definition, learning something new means that we: don’t understand, haven’t been exposed to, are not familiar with, or have no prior knowledge with which to make a connection between the familiar and unfamiliar (i.e. to build on previous knowledge).”

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