DO NOT CONFUSE SAVING MONEY WITH INVESTING MONEY.

Often we assume that saving money is the same as investing money. It is not. Saving money can mean looking for discounts, bargains, or buying in bulk (ie, saving money when compared to typical retail prices). Saving money can also mean to reduce, reuse, recycle and upcycle. Saving money can also mean the setting asideContinue reading “DO NOT CONFUSE SAVING MONEY WITH INVESTING MONEY.”

SMALL VS. LARGE CHANGE

SOMETIMES IT IS IMPORTANT TO MAKE SMALL, INCREMENTAL CHANGES (saving, investing) IN ORDER TO NUDGE YOURSELF TOWARD LARGER GOALS (retirement). OTHER TIMES, IT IS BETTER TO MAKE MORE DRAMATIC CHANGES (stop abusing substances and stop surrounding yourself with others who continue to use) IN ORDER TO ACHIEVE LARGER GOALS (improved relationships, mental health and physicalContinue reading “SMALL VS. LARGE CHANGE”

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