“You can do it.” Does NOT always mean:

right now. all at once. without help. with help. without more knowledge and tools. without struggles. without mistakes. getting it right the first time ( or the 20th, or the 200th time). that you’ll have motivation and energy to start, persist, and complete what you want to do, or what is needed of you. thatContinue reading ““You can do it.” Does NOT always mean:”

MANY TREATMENT RESISTANT, DEPRESSED PATIENTS HAVE INERTIA AND ANHEDONIA. INERTIA IS THE INABILITY TO GET STARTED. ANHEDONIA IS THE INABILITY TO DERIVE PLEASURE FROM SITUATIONS OR ACTIVITIES. WHAT THE REST OF US SEE IN THESE PEOPLE ARE:

Procrastination Tardiness Exhaustion Altered sleep-wake patterns Quickly starting (forced), but quickly ending in incompleteness (inability to sustain effort) Finishing a project or reaching a goal, but deriving no satisfaction or pleasure in their accomplishments. This lack of a sense of reward reinforces not trying again in the future. Charles Tadros, M.D. June 16, 2022 SaintContinue reading “MANY TREATMENT RESISTANT, DEPRESSED PATIENTS HAVE INERTIA AND ANHEDONIA. INERTIA IS THE INABILITY TO GET STARTED. ANHEDONIA IS THE INABILITY TO DERIVE PLEASURE FROM SITUATIONS OR ACTIVITIES. WHAT THE REST OF US SEE IN THESE PEOPLE ARE:”

THERE IS A PARADOX IN PERSONAL FINANCE…SOMETIMES WE ARE SO BUSY (with work, family, community, health) THAT WE UNINTENTIONALLY WASTE A SIGNIFICANT AMOUNT OF MONEY IN MANY ASPECTS OF OUR LIVES SUCH AS WITH DELAYING EQUIPMENT MAINTENANCE AND REPAIRS, CREATING EXCESSIVE WASTE, ACCUMULATING SPEEDING OR PARKING TICKETS, OVERDRAFT CHARGES, PENALTIES, INTEREST PAYMENTS, AS WELL AS MISSING OPPORTUNITIES TO MAKE MORE MONEY OR OPPORTUNITIES TO IMPROVE OUR RELATIONSHIPS, HEALTH, AND LIVES. ADDITIONALLY, FROM ALL THE STRESS OF WORKING SO HARD, WE ENGAGING IN EXCESSIVE DRINKING OF ALCOHOL, INCREASED EATING OUT OR ORDERING OUT, AND EXCESSIVE SPENDING IN ORDER TO SOOTHE OUR FRAYED NERVES, AS WELL AS REWARD OURSELVES FOR ENDURING PAIN, DISCOMFORT, AND DELAYED GRATIFICATION.

Charles Tadros, M.D. September 23, 2021 Saint Louis, Missouri

TAX “LOOPHOLES” ARE NO ACCIDENT.  THEY ARE PURPOSEFULLY IN THE TAX CODE TO INCENTIVIZE AND REWARD CERTAIN ACTIONS AND BEHAVIORS (which are believed to benefit our society and country).

Incentives for: marriage, having and raising children, starting and maintaining a business, farming and other agricultural activities, drilling for petroleum and for mining, investing for the long-term, investing for retirement, taking out a loan in order to purchase a primary residence (BUT NOT FOR PAYING FOR A HOME WITH CASH), being more energy efficient, runningContinue reading “TAX “LOOPHOLES” ARE NO ACCIDENT.  THEY ARE PURPOSEFULLY IN THE TAX CODE TO INCENTIVIZE AND REWARD CERTAIN ACTIONS AND BEHAVIORS (which are believed to benefit our society and country).”

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